Job Details

American Bank & Trust Company is lookingfor a Customer Service Associate. The Customer ServiceAssociate assists customers with deposit account opening andmaintenance, safe deposit box operation, teller transactions, Vault, ATM andserves as back up for receptions. The candidate selected must be detailoriented, possess excellent communication skills and be able to provideexceptional service to current and potential customers. This is a full-timeposition, work schedule will vary depending upon location, but willconsist of an 8-hour shift between the hours of 7:45 a.m. 5:30 p.m., Mon.through Fri.

Essential Duties andResponsibilities includethe following. Other duties may be assigned.

Customer Service

• Open, close, and maintain accounts according to Bank procedure and State & FDIC regulations; requires a fundamental understanding of the computer system, to assure that accounts are appropriately entered on the system
• Collect and document required client information on multiple computer applications
• Assure that signature cards and other documents necessary are completed correctly
• Assist customers in opening and accessing safety deposit boxes
• Assist customers with balance inquiries, address changes, internet banking and account maintenance
• Recognize the clients' needs and recommend products and best practices
• Maintain a high level of company and customer confidentiality.
• Adherence to and support of all compliance and BSA/AML rules and regulations related to this job function.
• Have a complete understanding of all products offered by the Bank
• Follow all Bank Procedures and Policies

Teller/Cash Handling

• Accept retail and/or commercial deposits, loan payments, process checking and savings account withdrawals
• Processes night deposit
• Cash checks and process transfers
• Redeem savings bonds
• Maintain an adequate cash drawer at all times; this includes buying and selling currency from the vault as necessary
• Balance cash drawer in accordance with Bank procedures and regulations.
• Issue Cashier"'s Checks and Money Orders
• Prepares Currency Transaction Reports (CTRs)
• Identifies and reports counterfeit bills
• Processes daily Branch Capture
• Replenishes and balances ATM

Qualifications

Education

High School diploma or equivalent

Training andExperience

• One-year cash handling experience
• Prior customer service experience in the financial services industry preferred
• Strong computer skills and the ability to learn job-related software; proficient in Microsoft Word and Outlook
• Ability to respond effectively to inquiries from internal team members and customers and demonstration of excellence in customer service
• Clear and effective verbal, written and interpersonal communication skills, with the ability to carry out instructions and speak clearly to customers and employees
• Basic math and computer skills
• Excellent analytical and problem-solving skills including the ability to diagnose, resolve or escalate a critical situation

Physical Demands

The physical demands described here arerepresentative of those that must be met by an employee to successfully performthe essential functions of this job. Reasonable accommodations may be made toenable individuals with disabilities to perform the essential functions.

While performing the duties of this job, theemployee is required to stand; walk; sit; reach with hands and arms; stoop,kneel, or crouch. The employee must occasionally lift and/or move up to 50pounds. Work involves extensive use of computers. Must be able to speak clearlyand hear and understand normal conversations in person and over the phone. Thenoise level in the work environment is usually moderate.

Credit check is required. Equal OpportunityEmployer/Veterans/Disabled

AMERICAN BANK & TRUST COMPANY is an EEO employer - M/F/Vets/Disabled